Recovering Public Funds from Claims Losses
Cities, counties, school districts, and public utilities often operate self-insured programs or participate in risk pools to manage claims.
However, many public-sector organizations lack the internal resources or specialized expertise needed to identify subrogation opportunities and pursue recovery effectively.
NSS works alongside municipal risk managers and claims administrators to identify liability in auto, property, and injury claims. Through structured claim review and recovery efforts, NSS helps public-sector entities recover funds and reduce the financial impact of claims losses.
A municipal risk pool managing claims for multiple local government entities handled a high volume of vehicle accidents and property damage claims.
Claims were processed through a third-party administrator, but recovery opportunities were rarely pursued.
Limited internal staff and competing operational priorities prevented the organization from conducting consistent subrogation reviews.
As a result, claims involving responsible third parties were frequently closed without recovery action.
NSS implemented a recovery review program designed to identify liability in municipal claims.
Working with the claims administrator, NSS pursued recovery from responsible parties and helped the municipality recover funds that could be reinvested into public services.
Public entities, including:
Organizations that:
